All Account Types Sure Offers

A complete reference of all account types available in Sure, including assets, liabilities, and their subtypes organized by region.

All Account Types Sure Offers

Sure supports a comprehensive range of account types to track your complete financial picture. This page provides a complete reference of all available account types and their subtypes.

Overview: Assets vs. Liabilities

Classification	Types	Description
Assets	Cash, Investment, Crypto, Property, Vehicle, Other Asset	Things you own
Liabilities	Credit Card, Loan, Other Liability	Things you owe

Asset Accounts

Cash (Depository)

Liquid funds in bank accounts.

Subtype	Short Name	Description
checking	Checking	Everyday spending account
savings	Savings	Interest-bearing savings
hsa	HSA	Health Savings Account
cd	CD	Certificate of Deposit
money_market	MM	Money Market account

Investment

Investment accounts hold securities and have tax treatment based on account type.

United States

Subtype	Short Name	Full Name	Tax Treatment
brokerage	Brokerage	Brokerage	Taxable
401k	401(k)	401(k)	Tax-Deferred
roth_401k	Roth 401(k)	Roth 401(k)	Tax-Exempt
403b	403(b)	403(b)	Tax-Deferred
457b	457(b)	457(b)	Tax-Deferred
tsp	TSP	Thrift Savings Plan	Tax-Deferred
ira	IRA	Traditional IRA	Tax-Deferred
roth_ira	Roth IRA	Roth IRA	Tax-Exempt
sep_ira	SEP IRA	SEP IRA	Tax-Deferred
simple_ira	SIMPLE IRA	SIMPLE IRA	Tax-Deferred
529_plan	529 Plan	529 Education Savings Plan	Tax-Advantaged
hsa	HSA	Health Savings Account	Tax-Advantaged
ugma	UGMA	UGMA Custodial Account	Taxable
utma	UTMA	UTMA Custodial Account	Taxable

United Kingdom

Subtype	Short Name	Full Name	Tax Treatment
isa	ISA	Individual Savings Account	Tax-Exempt
lisa	LISA	Lifetime ISA	Tax-Exempt
sipp	SIPP	Self-Invested Personal Pension	Tax-Deferred
workplace_pension_uk	Pension	Workplace Pension	Tax-Deferred

Canada

Subtype	Short Name	Full Name	Tax Treatment
rrsp	RRSP	Registered Retirement Savings Plan	Tax-Deferred
tfsa	TFSA	Tax-Free Savings Account	Tax-Exempt
resp	RESP	Registered Education Savings Plan	Tax-Advantaged
lira	LIRA	Locked-In Retirement Account	Tax-Deferred
rrif	RRIF	Registered Retirement Income Fund	Tax-Deferred

Australia

Subtype	Short Name	Full Name	Tax Treatment
super	Super	Superannuation	Tax-Deferred
smsf	SMSF	Self-Managed Super Fund	Tax-Deferred

Europe

Subtype	Short Name	Full Name	Tax Treatment
pea	PEA	Plan d’Epargne en Actions	Tax-Advantaged
pillar_3a	Pillar 3a	Private Pension (Pillar 3a)	Tax-Deferred
riester	Riester	Riester-Rente	Tax-Deferred

Generic (Available Everywhere)

Subtype	Short Name	Full Name	Tax Treatment
pension	Pension	Pension	Tax-Deferred
retirement	Retirement	Retirement Account	Tax-Deferred
mutual_fund	Mutual Fund	Mutual Fund	Taxable
angel	Angel	Angel Investment	Taxable
trust	Trust	Trust	Taxable
other	Other	Other Investment	Taxable

Crypto

Cryptocurrency holdings.

Subtype	Short Name	Full Name	Manual Trades
wallet	Wallet	Crypto Wallet	No
exchange	Exchange	Crypto Exchange	Yes

[!NOTE] Only exchange accounts support manual trade entry. Wallet accounts are sync-only.

Property

Real estate assets.

Subtype	Short Name	Full Name
single_family_home	Single Family Home	Single Family Home
multi_family_home	Multi-Family Home	Multi-Family Home
condominium	Condo	Condominium
townhouse	Townhouse	Townhouse
investment_property	Investment Property	Investment Property
second_home	Second Home	Second Home

Additional fields:

• Address
• Area (square feet or square meters)
• Year built

Vehicle

Cars, trucks, and other vehicles.

Additional fields:

• Make
• Model
• Year
• Mileage (miles or kilometers)

Other Asset

Anything of value that doesn’t fit other categories:

• Collectibles (art, antiques, coins)
• Jewelry and watches
• Equipment
• Other valuables

Liability Accounts

Credit Card

Track credit card balances and spending.

Additional fields:

Field	Description
APR	Annual Percentage Rate
Available Credit	Remaining credit limit
Minimum Payment	Minimum amount due
Annual Fee	Yearly card fee

Loan

Track mortgages, auto loans, student loans, and other installment debt.

Subtype	Short Name	Full Name
mortgage	Mortgage	Mortgage
student	Student	Student Loan
auto	Auto	Auto Loan
other	Other	Other Loan

Additional fields:

Field	Description
Interest Rate	Annual interest rate
Rate Type	Fixed or variable
Term (months)	Loan duration
Monthly Payment	Calculated from loan details (fixed-rate only)

[!TIP] For fixed-rate loans, Sure automatically calculates the monthly payment based on your original balance, interest rate, and term.

Other Liability

Debts that don’t fit the above categories:

• Personal loans from friends/family
• Medical bills
• IOUs
• Tax obligations

Tax Treatment Explained

Investment accounts have different tax implications:

Treatment	Description	When Taxes Apply
Taxable	Normal taxation	Gains taxed when realized
Tax-Deferred	Taxes postponed	Taxes paid on withdrawal
Tax-Exempt	No taxes on gains	Qualified withdrawals are tax-free
Tax-Advantaged	Special benefits	Varies by account type and use

[!IMPORTANT] Tax treatment in Sure is for informational and organizational purposes. Consult a tax professional for tax advice specific to your situation.

Choosing the Right Account Type

Your Situation	Recommended Account Type
Bank checking/savings	Cash (Depository)
Brokerage account	Investment
401(k), IRA, pension	Investment (select appropriate subtype)
Bitcoin, Ethereum holdings	Crypto
Your home	Property
Your car	Vehicle
Credit card	Credit Card
Mortgage	Loan (mortgage)
Student loans	Loan (student)
Car loan	Loan (auto)
Money you owe someone	Other Liability
Collectibles, jewelry	Other Asset

Account Sharing and Permissions

Sure supports sharing accounts with other family members, allowing collaborative financial management while maintaining appropriate access controls.

How Account Sharing Works

Accounts can be shared with other members of your family with different permission levels:

Permission Levels:

Permission	Can View	Can Edit	Can Delete
View Only	✅ Yes	❌ No	❌ No
Edit	✅ Yes	✅ Yes	❌ No
Full Access	✅ Yes	✅ Yes	✅ Yes

Sharing an Account

To share an account with family members:

1. Navigate to the account you want to share
2. Open the account settings or details page
3. Find the “Sharing” or “Permissions” section
4. Click Share Account or Manage Access
5. Select the family member you want to share with
6. Choose their permission level
7. Click Save or Share

Managing Shared Accounts

As an account owner:

• You maintain full control over accounts you create
• You can modify or revoke sharing permissions at any time
• You can see who has access to each account

As a shared user:

• Shared accounts appear in your account list
• Your available actions depend on your permission level
• You can see who owns the account

Account Scoping

Account sharing affects how data appears throughout Sure:

Dashboard and reports:

• Your dashboard shows all accounts you own plus accounts shared with you
• Net worth calculations include all accessible accounts
• Reports and budgets can be filtered by account ownership

Transactions and activity:

• You can view transactions for any account you have access to
• Edit permissions allow you to categorize, tag, and modify transactions
• Full access allows you to delete transactions and manage account settings

Provider connections:

• Only account owners and users with full access can manage provider connections
• Synced data is visible to all users with access to the account

Family-Level Features

Some features operate at the family level and are accessible to all family members:

• Recurring transactions: Scoped to accounts you have access to
• Merchants: Shared across the family for consistent categorization
• Categories and tags: Available to all family members
• Rules: Can be created by any family member and apply to their accessible accounts

[!IMPORTANT] Account sharing is designed for trusted family members. Users with edit or full access permissions can modify financial data, so only share accounts with people you trust.

Privacy and Security

What’s shared:

• Account balances and transaction history
• Holdings and investment details (for investment accounts)
• Account metadata (name, type, institution)

What’s not shared:

• Your login credentials
• Provider API keys (unless explicitly configured)
• Personal settings and preferences

Admin controls:

• Family admins can manage provider connections for the entire family
• Only admins can configure third-party provider integrations
• Account owners always retain control over their own accounts

Related Pages

• How Asset Accounts Work
• How Debt Accounts Work
• Managing Investment Accounts
• Transfers Between Accounts